Clouds on Title

A “cloud on title” is any matter that prevents the owner from having or conveying fee ownership of a piece of real property.  Some matters are relatively common and can easily be taken care of by a payment made at or before closing.  Other matters can be much more complicated, such as a missing deed in the chain of title or a random conveyance by a person who does not otherwise appear in the chain of title.  Title insurance is a great way to protect yourself against clouds on title.